Remortgaging · Enfield & North London

Remortgage advice for your next step.

If your current deal is approaching its end, or your circumstances have changed, we can help you compare your options. Speak to a Winwell adviser about your existing mortgage and what you want to achieve.

Request a callback Call 0208 037 7337

Look beyond the headline rate

We consider the remaining term, outstanding balance, current lender options, fees and any early repayment charges. A lower monthly payment does not always mean a lower overall cost.

Moving lender or staying put

A review may involve a new lender or a new arrangement with your existing lender. We explain the options available for your circumstances and help with the application and lender communication.

Raising money needs careful thought

If you want to fund improvements or consolidate debts, discuss the costs and risks first. Extending repayment over a longer period can increase the total you pay, even if monthly payments fall.

Consolidating debt may reduce your outgoings now, but you may end up paying more overall. Your home may be repossessed if you do not keep up repayments on your mortgage.

Our fee

We typically charge a fee of £500 for advising on and arranging your mortgage. Our fee will be payable upon receipt of your offer. We will also receive commission from the lender.

Useful for our first conversation

Current mortgage balance and lender
Deal end date and repayment charges
Remaining term and monthly payment
Any changes to income, spending or plans

A brief outline is enough for your initial enquiry. Please do not send identity documents or sensitive medical information through the contact form.

Your questions

Can you review my mortgage before my current deal ends?

Yes. Contact us with your deal end date and current mortgage information so we can discuss when a review would be useful.

Is switching always the right choice?

No. Fees, repayment charges, available products and your circumstances all matter. We compare the relevant options before recommending a course of action.

Talk through your next step.

Contact the Winwell team in Winchmore Hill.

Request a callback →