Mortgage and Fiance FAQs for First-Time Buyers in London

Common things which people ask

Can you help with first-time buyer schemes like Shared Ownership?

Yes — we can guide you through all available schemes, explain the pros and cons, and help with the application process.
Do you arrange mortgages for self-employed applicants?

Yes — we work with many lenders who accept applications from self-employed people, including those with just one year’s accounts.
What happens if my application is declined?

We’ll find out why, resolve any issues where possible, and explore other lenders or products that may be suitable.
Do you work with clients outside of London?

Absolutely — we provide advice to clients across the UK, both face-to-face and remotely.
Will using a broker affect my credit score?

No — speaking to us won’t affect your credit score. However, a lender’s credit check will leave a mark on your file, which is why we only proceed with applications you’re eligible for.